Palm Beach Premier Homes helps buyers find, tour, negotiate and close on homes from Tequesta to Boca Raton, with clear advice on Florida taxes, insurance, flood zones and condo rules.
Six things that shape the true cost of owning a home in Palm Beach County.
Florida has no personal state income tax, one reason many buyers relocate to Palm Beach County from the Northeast and Midwest.
If the home is your primary residence, Florida's homestead exemption can reduce its taxable assessed value by up to $50,000. Apply with the Palm Beach County Property Appraiser by March 1.
Once homesteaded, annual increases in assessed value are capped at 3% or the change in CPI, whichever is lower. Taxes on a newly purchased home reset to market value.
Check the FEMA flood zone and get insurance quotes early. Roof age and a wind-mitigation inspection can significantly affect homeowners insurance premiums.
Florida's 2022 condominium safety law requires milestone structural inspections and reserve studies for many buildings. Review these reports and the association budget before you buy.
Under current MLS rules, buyers sign a written agreement with their agent before touring homes. It sets out services and compensation, which is always negotiable.
Define budget, must-haves and communities, and get mortgage pre-approval or proof of funds.
Receive a tailored MLS search and new-listing alerts, then tour homes in person or by video.
Write a competitive offer, then complete inspections, insurance quotes and appraisal within contract deadlines.
Final walkthrough, closing with the title company, and keys to your new Palm Beach home.
Have a question that isn't here? Ask our AI assistant or call 561-298-0544.
Talk to usFrom accepted offer to closing typically takes 30 to 45 days with a mortgage, and can be faster for cash purchases. The search itself depends on inventory and how specific your needs are.
Buyers commonly pay lender fees, title insurance (in some transactions), recording fees, prepaid taxes and insurance, and mortgage-related taxes. Your lender's Loan Estimate gives the exact figures for your purchase.
Yes. Many of our buyers are relocating. We offer video tours, digital document signing and remote closings so you can buy with confidence from anywhere.
Lenders require flood insurance for homes in FEMA high-risk flood zones. Even outside those zones, many owners choose coverage. Check the property's flood zone and get quotes before your inspection period ends.
Start a search, request a showing or book a no-obligation buyer consultation.